A FinTech risk analytics release adds graph‑based models, explainable features, and reporting that support better risk decisions. The system brings together transaction signals, behavioral patterns, and device intelligence under governance controls. Reports are tuned for actionability and audit needs, and integration adapters help connect to existing cores and rails. The emphasis is on clarity: what triggered an alert, what evidence supports escalation, and how to reduce false positives over time. The roadmap includes additional connectors and shared test corpora so partners can evaluate performance under their own conditions.